Khmer Capital Microfinance Institution legally received official license from National Bank of Cambodia (NBC) No. M-F 83 on date 28th July 2017 and business registered at Ministry of Commerce No. 00019250 on date 04th October, 2016. Head Office located at House No.38, Russian Confederation Boulevard, Sangkat Psar Depo III, Khan Toul Kork, Phnom Penh City. Our goal is to help Cambodian and foreign investors who doesn’t have enough financial ability to establish or expanding businesses, increase profitability to shareholders, engage social responsibility and boost for economic development with government of Cambodia. Therefore, Khmer Capital Microfinance Institution Plc. is the first of choice for client and customers. Khmer Capital Microfinance Institution provide varieties of financial service in such of Personal Loan, SME Loan, Condo and Housing Loan, and Consumer Loan, Student Loan and other with competitive rate which initially in Phnom Penh city and soon expanding to any potential province or area in Cambodia.
Company Industry
Banking, Financial Services
No. of Employees
10-50
Address
#155 (TK Royal One), Russian Confederation Blvd, Sangkat Tuek L'ak I, Khan Toul Kork, Phnom Penh
Job Detail
Hiring
Employee
Type of Employment
Full time
Job Location
Phnom Penh
Salary Range
Negotiable
Salary Benefits
We will provide an attractive compensation and benefits based on candidates experience and competency.
Job Reference No.
SCA-8490-0420
Job Category
Accounting, Banking, Finance & Insurance
Company Industry
Banking, Financial Services
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Supervisor, Credit Assessment

Summary of Position

Khmer Capital Microfinance Institution Plc.: Currently, we are looking for a Supervisor, Credit Assessment who will be responsible to analyzing credit data and financial information of persons or companies that are applying for credit to Khmer Capital base on internal policies, procedure, guideline, and other related tools. Consolidate and prepare credit proposal based upon the findings to help make decisions on lending and credit-worthiness. Effective and efficiency in leading team through create strategic plan, organizing, coordinate, and controlling. 

Main Duties and Responsibilities

  • Review internal policy, procedure, guideline, and flow and propose to manager and committee to amend any weakness and less effective
  • Create effective solution to speed up loan processing
  • Conduct training program as quarterly or any urgent need to credit assessment team and credit staff to improve/strengthening credit quality
  • Collect/gather all related sources of credit application to review and analyze which following internal standard and procedure
  • Check and review clients ‘credit history, collaterals, and legal document to comply with internal requirement and external regulations
  • Conduct site visit to clients resident, site of collaterals, and business status etc.
  • Prepare loan application and submit to manager or/and committer for review and approval
  • Respond to information inquiry from clients and follow up about credit status
  • Monitor and ensure that loan applications are maintained in compliance with internal policies and external regulators
  • Support credit team to key in credit information into system
  • Report of credit disbursement, credit issue, and credit follow up to Credit Manager and management
  • Monitor, coach, and train team member to understand well relating to policies, procedure, and guideline and ensure they have enough skill and ability to perform the assigned task
  • Other task assign by Credit Manager/Credit Committee

Team Size

3 members

Reporting to

  • Credit Manager and Credit Committee.

Minimum Educational Level Required

Bachelor's Degree

Minimum Career Level Required

Experienced (Non-manager)

Languages Required

Able to use English for communication and writing credit proposal.

Other Requirements

  • Male or female (encourage applying)
  • Bachelor or Master’s degree in Banking and Finance, Business Administration, and other
  • Minimum 5 years experiences as credit skill, assessment/underwriter, with MDI, MFI or Bank Preferable from Banking
  • Required experience for processing and analyses large loan (Corporate, Business, SME, and Micro loan)
  • Well understanding of credit analysis and result oriented
  • Good at collaterals evaluation and legal process
  • Expert in Microsoft Office (Words, Excel, Power point, Outlook) and Core Banking System
  • Good communication and interpersonal skill
  • Good at presentation skill
  • Flexible, friendly, team work, and goal oriented
  • Good at English language proficiency
  • And good in time management

Application Deadline

Friday 31 July 2020


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Any enquiries? Call us : 023 22 44 22